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Real Estate Mortgage Processor II

Company: PWW Recruiting, LLC.
Location: oceanside
Posted on: May 3, 2021

Job Description:

We are seeking an experienced Real Estate Loan Processor II to join our team who has experience processing all 1st, 2nd and Home Equity Lines of Credit loan applications according to underwriting conditions and secondary market standards; and can efficiently and accurately process mortgage loan applications in compliance with Credit Union guidelines, FNMA and industry standards.The Real estate Loan Processor II is responsible for efficiently and accurately processing mortgage loan applications in compliance with Credit Union guidelines, FNMA and industry standards. Maintain quality service standards set by the organization.RESPONSIBILITIESIncludes the following non-inclusive list. Other duties may be assigned. All duties are to be performed in compliance with applicable laws, regulations, and Credit Union policies and procedures.Process all 1ST, 2nd and Home Equity Lines of Credit loan applications according to underwriting conditions and secondary market standards. Obtain all necessary loan documentation.Review and analyze all types of income to include paystubs, rental income, Schedule C, personal and business tax returns, etc.Update and verify accuracy of data input into LOS for processing.Review disclosures and Loan Estimates for accuracy.Analyze application, loan-to-value, debt-to-income, income and assets, source(s) of down payment funds.Analyze and review DU findings for accuracy and ensure proper documentation obtained.Examine supporting documentation to identify possible issues, potential fraud or misrepresentation.Review third party documentation (credit reports, title reports, appraisals, tax returns, etc.) to identify and address potential issues.Ability to work with real estate agents, escrow and title companies to secure clear title and vesting.Update borrowers and agents with loan status.Obtain and clear all outstanding loan conditions as set by underwriter.Provide information and assistance to members and staff, handle telephone inquiries, research and resolve member issues.Keep abreast of policies, products and rates.Ability to maintain and manage a pipeline of 30-40 loans.Knowledgeable in regulations and compliance including, REG B, REG Z, HMDA, TRID, RESPA and Flood.QUALIFICATIONS High School Education or General Education Degree (GED).Two to Three years processing experience with full documentation, conventional loans.Additional Knowledge, Skills, and Abilities:Broad knowledge of real estate terminology and real estate principals.Effective interpersonal, written and verbal communication skills.Ability to work effectively under pressure and with large volumes.BENEFITS:Competitive pay, 401k matching, mortgage and auto discounts.9-27 days of PTO per year (based on tenure) and 10 paid holidays.Affordable medical, dental, vision health plans, and Flexible Spending AccountEmployee Assistance Program with a variety of servicesCareer development, training, and coaching, mentoring; tuition reimbursement up to $4,000/yearCulture of excellence and continuous improvement

Keywords: PWW Recruiting, LLC., Oceanside , Real Estate Mortgage Processor II, Other , oceanside, California

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